personal risk

Most of us work hard to establish and enjoy our lifestyle. But what if sickness or injury prevented you from maintaining the lifestyle to which you and your family have become accustomed? Fortunately, you can now help protect your lifestyle with Personal Risk Insurances available to you through mecu. There is a comprehensive range of covers including Life, Trauma and Income Replacement insurances.

Allianz LifeCover Plus Insurance

Allianz LifeCover Plus Insurance

Many people insure their home, their personal possessions
and their car, but fail to insure their most important
thing – their life!

It’s not something we like to think about, but if you died,
would your family or other dependants be able to cope financially?

Allianz LifeCover Plus is a safety-net you can provide for
your dependants, should the unthinkable happen.

Click on Allianz LifeCover Plus to find out more.

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Zurich Ezicover Term

Zurich Ezicover Term

  • Pays a lump sum on death or terminal illness.
  • Does not normally require a medical or interview
  • 100% payout on medical diagnosis of a terminal illness where life expectancy is less than 12 months.

*All of the Ezicover insurances offer the first month's premium free upon acceptance and include a 21 day cooling off period

for more info and to apply

Contact an mecu insurance consultant on 132 888

Click here for more info (external site)

Zurich Ezicover Income Replacement

Zurich Ezicover Income Replacement

  • Insures up to 75% of your income – (Min. available cover $1500 per month – Max. $3500 per month)
  • Has affordable tax-deductible premiums
  • Includes a Funeral benefit

*All of the Ezicover insurances offer the first month's premium free upon acceptance and include a 21 day cooling off period

for more info and to apply

Contact an mecu insurance consultant on 132 888

Click here for more info (external site).

Zurich Ezicover Trauma

Zurich Ezicover Trauma

  • Pays the full benefit in the event you meet the policy definition of one of the four specified traumas and you survive for at least 14 days
  • Competitive premium rates

*All of the Ezicover insurances offer the first month's premium free upon acceptance and include a 21 day cooling off period

for more info and to apply

Contact an mecu insurance consultant on 132 888

Click here for more info (external site)

Personal Risk Insurance Disclaimer

Personal Risk Insurance Disclaimer

Disclaimer

These Insurances (with the exception of Allianz LifeCover Plus Insurance) are underwritten by Allianz Australia Insurance Limited (Allianz) AFS License No. 234708 ABN 15 000 122 850. Allianz LifeCover Plus Insurance is underwritten by Allianz Australia Life Insurance Limited (Allianz Life) AFS Licence No. 296559 ABN 27 076 033 782.

mecu act as agent for Allianz, not as your agent and as a mere referrer for Allianz Life. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 10% to 20%. A Product Disclosure Statement (PDS) for insurance products can be requested by calling 132 888 between 8:00am and 6:00pm AEST, Monday to Friday. Any advice here does not take into consideration your objectives, financial situation or needs which you should consider before acting on our recommendations. You should read and consider the PDS before deciding whether to acquire any product mentioned.

General Advice Warning
In providing you with this information you should consider the appropriateness of this advice with regards to your particular financial situation and needs. You should consult the Product Disclosure Statement for each product and the  Financial Services Guide before making a decision to apply for products with mecu .